Inheritance and bankruptcy

My partner and I have two children, one of whom is bankrupt. We would like to avoid having all assets frozen at the time of death or used to pay the debts from the bankruptcy. What can we do?

The difficult financial situation of an heir is sometimes problematic. If the bankruptcy is already open at the time of death, in principle, the rights to revert to the heir will not be intended to pay the debts of the bankruptcy. On the other hand, if the bankruptcy takes place after the death and the heir is an undivided co-owner of the estate's assets, this can cause major difficulties. In the case of a marriage in community (without a marriage contract), there is a way of allocating the entire estate to the surviving spouse so that the children are not heirs at the first death.