General terms and conditions of use

Last updated : 13/01/2021



The present general and specific conditions of use, hereinafter referred to as the "Conditions", are applicable to the website, hereinafter referred to as "Morning Blue",

managed and administered by KOLEOP SA

The Website, all related media and applications are the property of 



Limited-liability company with a share capital of €155,000
with its registered seat at Rue de la dodane 14, 5000 Namur (Belgium)
and registered with the Register of Legal Persons/Entities under the number 0711.938.329
Hereinafter referred to as: "The Company".

Anyone who visits Morning Blue, consults or shares information, as well as any other use, is considered a User of Morning Blue. 

Any use of Morning Blue implies the acceptance of the present Conditions. 

The Company has the right to modify at any time the information on Morning Blue, as well as its operating mode and to adapt the Conditions at any time, unilaterally and without prior notice. 

The date of the last update of the present Conditions is available on this page.

Any nullity or cancellation of any provision of the present Conditions, does not affect the validity of the other provisions of the Conditions which remain fully applicable.



The Company's aim is to inform Users in the most optimal way possible of the various aspects surrounding (non-exhaustive and non-exhaustive list) a death, last wishes, funerals, life or funeral insurance, inheritance...  The use of Morning Blue is free of charge. The user undertakes to use the information on Morning Blue exclusively for his private use. Any commercial use, such as the placement of promotional or advertising material, is prohibited, unless prior formal authorization from the Company. 

In case of use of Morning Blue, the user agrees to use its content and services correctly and not to do anything likely to harm the Company or other users, third parties, and/or hinder the proper functioning of Morning Blue.

It is forbidden to use Morning Blue's services to commit illegal or criminal acts, or to install or disseminate material in breach of human rights, morality, the law or of a shocking nature.

Consequently, the User undertakes in particular not to place on Morning Blue any content, information, software or other material of a pornographic, obscene, blasphemous, defamatory, insulting, threatening or subversive nature.

The Company reserves the right to refuse access to Morning Blue and its services to Users who do not respect these Conditions.

The Company reserves the right to take legal action against such persons if necessary.



Morning Blue mainly provides its services in Belgium. If the user indicates to be domiciled in another country, the Company may refuse its services.

To be able to use Morning Blue's services, the user must be at least 16 years old.  If the user is under 16 years of age, the Company may ask him/her to obtain the prior consent of his/her parents, guardians or legal representatives. 



Morning Blue provide the User with information aiming at helping the User fulfilling several procedures/formalities.

The Morning Blue platform does not claim to be an estate planner nor a tax expert. Therefore, The Company managing the platform may not be held responsible for any inadequacy or default that may be reported. In no way will The Company in general nor the website manager bear the consequences resulting from the use of the platfom.

The services, be they paid services, only aim at helping the User entering data/information in the platform and may in no way be considered as professional and customized advice.

The aim of the online platform is to facilitate access to various services and administrative bodies without taking the role of professional experts of such matters.



No guarantees:

The information on Morning Blue is of a general nature. The information is not calibrated to the personal or specific situation of the User, and therefore cannot be considered as personal, professional and/or legal advice to the User.

The Company reserves the right to modify the content of Morning Blue and the information introduced therein at any time and without prior announcement or notification.


The Company makes every effort to ensure that the information made available is complete, accurate, precise and up to date.  Despite its best efforts, it is still possible that inaccuracies may have crept into the information made available.  Should the information communicated contain inaccuracies or should certain information be unavailable on Morning Blue, the Company will do its utmost to remedy the situation as quickly as possible.

However, the Company cannot be held liable for any direct or indirect damage resulting from the use of the information provided on Morning Blue, in the broadest sense of the term, to the extent permitted by law.

To report any error or inaccuracy in the information made available via Morning Blue or to identify information or creations which seem to have no place on Morning Blue or which infringe the rights of a User or those of third parties, contact the Company at the following address:



Under no circumstances can the Company be held liable in any way whatsoever, directly or indirectly, to anyone for damages resulting from the use of Morning Blue or any other website, in particular as a result of links or hyperlinks, including, without limitation, all losses, work interruptions and/or damage to programs or other data of any computer system, equipment, programming or other.

Morning Blue may contain hyperlinks to websites or pages of third parties, or refer to them indirectly. The placement of links to these websites or pages does not in any way imply any implicit approval of their content. 

The Company formally declares that it has no control over the content or other characteristics of these websites and that it cannot under any circumstances be held liable for the content or other characteristics of these websites or for any other form of damage resulting from their use. 

Moreover, the general terms and conditions or the privacy statement of these websites may differ from those of Morning Blue. 



The Company does not offer any guarantee as to the proper functioning of Morning Blue and its responsibility cannot be engaged in any way in case of malfunction or temporary unavailability of Morning Blue, or in case of delay in the transfer of information and/or failure of the server on which Morning Blue is hosted.  In case of failure or interruption, the Company will do everything possible to remedy the problem as quickly as possible.

Furthermore, the Company can never be held liable for any form of damage, direct or indirect, such as, in particular, the loss of data resulting from a technical failure or human error arising from access to or use of Morning Blue.

The Company may, without prior notice, put Morning Blue (temporarily) out of service and limit its use insofar as this is necessary to carry out reasonably necessary maintenance or an update or improvement of the system that has become necessary, without any compensation being due.



The Company is the exclusive owner of the intellectual property rights inherent in Morning Blue.  It only grants rights of use.  The right of use is exclusive and non-transferable to third parties. The user undertakes in this context not to improperly use, exploit and/or alienate, in whole or in part, in any way and in any form whatsoever, the elements that make up Morning Blue.

The content of Morning Blue - including trademarks, logos, drawings, data, product or company names, texts, illustrations and models - is protected by intellectual property rights belonging to the Company, provided that these rights are not held by third parties having made the material available.

It is forbidden to store (for any purpose other than that necessary for the use of the website), reproduce, modify, broadcast, distribute, sell or transfer in any other way, in whole or in part, any information contained on Morning Blue, without the prior written permission of The Company, or to grant any right whatsoever on this information to third parties. Brief quotations are allowed, except for commercial purposes, provided that the source "" is clearly mentioned and with a hyperlink to the original content on Morning Blue.



If you have a complaint about Morning Blue, please contact us at We will do our utmost to deal with your complaint as quickly as possible.

 The use of Morning Blue and these Terms and Conditions is governed by Belgian commercial law. Only the Tribunal de l'entreprise de Liège - division Namur will be competent to judge a possible dispute.